January 12, 2026 – Vibrant Mortgages

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How to Improve Your Credit Score Before Applying for a Mortgage

Your credit score plays a major role in whether you qualify for a mortgage and what interest rate you’ll receive. Even a small improvement in your score before applying can save you thousands of pounds over the life of your loan. If you’re planning to buy a home in the near future, here are practical, […]

Is Now a Good Time to Buy? Understanding Interest Rates in Today’s Housing Market

Whether you’re a first-time buyer or looking to move up the property ladder, one of the biggest questions in the market right now is: Is now a good time to buy a home? One of the biggest factors influencing that answer is interest rates and understanding how they work can help you make a smarter […]

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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We may charge a fee for arranging your mortgage. A typical fee is £595. We do not charge advice fees for arranging insurance products such as life cover or income protection.

Vibrant Mortgages is a trading style of Vibrant Mortgages Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number: 1023924.

Registered Office: First Floor, 52 Great Hampton Street, Birmingham, B18 6EL Registered Company Number: 15940101.

Mortgage Calculator: This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

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Day: 12 January 2026

How to Improve Your Credit Score Before Applying for a Mortgage

Is Now a Good Time to Buy? Understanding Interest Rates in Today’s Housing Market

YOUR VISION, YOUR HOME

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