FTBs could be missing out
Many hopeful homeowners could be closer to getting on the property than they realise, but they are underinformed about their mortgage options. A survey by the Building Societies Association (BSA) has found that nearly half (47%) of people who want to buy a home have never spoken to a lender or mortgage broker. This means […]
What’s happening to the mortgage market?
The mortgage market is facing uncertainty due to ongoing developments in the Middle East. Affordability challenges had been easing slightly in recent months – mortgage rates were slowly coming down due to cuts to Bank Rate. In January 2026, the average monthly mortgage payment was 7% lower than the previous year. However, the recent outbreak […]
The Unprotected Generation
As households continue to feel the impact of ongoing cost of living pressures and job market uncertainty, new research1 from Zurich Retail Protection reveals a growing protection gap among solo homeowners. Half (49%) of those buying a property alone, are doing so without income protection in place. This is despite more than two thirds (68%) being […]
How to Improve Your Credit Score Before Applying for a Mortgage
Your credit score plays a major role in whether you qualify for a mortgage and what interest rate you’ll receive. Even a small improvement in your score before applying can save you thousands of pounds over the life of your loan. If you’re planning to buy a home in the near future, here are practical, […]
Is Now a Good Time to Buy? Understanding Interest Rates in Today’s Housing Market
Whether you’re a first-time buyer or looking to move up the property ladder, one of the biggest questions in the market right now is: Is now a good time to buy a home? One of the biggest factors influencing that answer is interest rates and understanding how they work can help you make a smarter […]
How to Navigate Today’s UK Mortgage Market with Expert Guidance
The dream of homeownership in the UK has never felt so hard-won. For first-time buyers aiming for that vital first rung on the ladder, and existing homeowners facing the dreaded remortgage shock, affordability has become the single most defining word in the UK housing market. While recent regulatory shifts offer glimmers of hope, the balance […]
The Step-by-Step Guide to Landing Your Mortgage as a First Time Buyer
Buying your first home is incredibly exciting, but the journey from saving a deposit to getting the keys can feel like navigating a complex maze. The mortgage process, in particular, often seems hidden behind jargon and confusion. The good news? It doesn’t have to be. We’ve broken down the entire first‑time buyer journey into clear, […]
UK Property Market Reforms Promise Speed, Transparency, and Security
The UK Home-Buying Process Is About to Change—For the Better Buying a home has always been one of life’s most thrilling yet stressful experiences. In England and Wales, the process is infamous for its length, uncertainty, and high rate of collapsed sales—often due to last-minute surprises. If you’ve ever been “gazumped” or spent hundreds on […]
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