Rated Excellent on Google – Your Trusted Mortgage Adviser
Rated Excellent on Google – Your Trusted Mortgage Adviser
Looking to buy a property? Use our handy mortgage calculator to work out what your monthly payments could be.
Note: Results are illustrative; lender assessments and your eligibility will determine any offer.
| Mortgage Amount | £100,000 |
|---|---|
| Interest Rate | 5.0 % |
| Mortgage Period | 25 years |
| Monthly payment | £0.00 |
At Vibrant Mortgages, we make the mortgage process simple and stress-free. Whether you’re a first-time buyer, looking to remortgage, investing in property, or seeking a buy-to-let solution, we provide tailored advice to match your unique circumstances. Our team works with a wide range of lenders to find competitive rates and flexible options, ensuring you get the right mortgage for your needs.
Moving to a new home can be stressful, but your mortgage shouldn’t be. Vibrant Mortgages helps you transition seamlessly by finding the right mortgage to match your evolving needs
Navigating the path to your first home can be exciting yet overwhelming. Vibrant Mortgages guides you through every step, helping you understand your options and secure the best mortgage tailored to your unique circumstances.
Maximise your property investments with the right buy-to-let mortgage. Vibrant Mortgages helps landlords find competitive solutions to grow their rental portfolio.
Being self-employed shouldn’t make getting a mortgage harder. Vibrant Mortgages specializes in helping entrepreneurs and freelancers secure the right financing to suit their unique income structure.
Purchasing a new build often comes with specific mortgage requirements. Vibrant Mortgages has the expertise to navigate these nuances and secure competitive financing tailored to new-build properties.
Shared ownership offers a more affordable way to own your home. Vibrant Mortgages provides clear advice and finds the right financing to help you take advantage of this option.
Make your dream of owning your council property a reality with Right to Buy. Vibrant Mortgages ensures you get the right mortgage to turn your homeownership dreams into a smart financial decision.
Simplify your finances and reduce monthly outgoings by consolidating debt. Vibrant Mortgages finds the best solutions to ease your financial burden and regain control.
Bad credit doesn’t have to stop you from achieving your goals. Vibrant Mortgages specializes in securing competitive mortgage and finance options for clients with less-than-perfect credit histories.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Risk warnings for Debt consolidation and BTL
From technology to timelines, find all the key answers in one simple place.
You’ll typically need proof of income (payslips or tax returns), bank statements, proof of ID, and details of your current address and credit commitments.
Most lenders require at least 5–10% of the property’s value, though a higher deposit can give you access to better rates.
Yes, absolutely. You’ll need to provide evidence of your income, usually through two or more years of tax calculations or accounts.
Our trusted advisors are on hand to assist you with your query. Simply fill out the form and we will call you back within 24 hours.
Our friendly mortgage experts provide you with comprehensive mortgage advice, comparing options from our extensive panel of lenders.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
As with all insurance policies, conditions and exclusions will apply.
We may charge a fee for arranging your mortgage. A typical fee is £595. We do not charge advice fees for arranging insurance products such as life cover or income protection.
Vibrant Mortgages is a trading style of Vibrant Mortgages Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number: 1023924.
Registered Office: First Floor, 52 Great Hampton Street, Birmingham, B18 6EL Registered Company Number: 15940101.
Mortgage Calculator: This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.
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